1.Write at least 500 words discussing how the ff and ffbase packages enables users to process large datasets with R. Use APA format and Include at least 3 quotes from your sources enclosed in quotation marks.

2.Write at least 500 words discussing how risk management in the financial industry could be aided by text mining. Use APA format and Include at least 3 quotes from your sources enclosed in quotation marks.

Write at least 500 words on fractional ownership and it’s relation to cloud computing. Use at least one example from another industry.    

Use at least three sources. Include at least 3 quotes from your sources enclosed in quotation marks and cited in-line by reference to your reference list.  Example: “words you copied” (citation) These quotes should be one full sentence not altered or paraphrased. Cite your sources using APA format. Use the quotes in your paragaphs. Stand alone quotes will not count toward the 3 required quotes.

1. Is a cyberattack ever morally justified in response to an enemy conventional attack?
2. Is a cyberattack ever morally justified in response to an enemy cyberattack?
3. Is a conventional attack ever morally justified by an enemy cyberattack?
4. Is a cyberattack ever morally justified in cases where the enemy has launched neither a cyberattack nor a conventional attack? (With United Nations sanction, preemptively, preventively, or for some other reason.)
5. Once a war (cyber- or conventional) has begun what kinds of cyberattacks are morally justified?

Pick two of the questions above and provide a one- or two-paragraph response to each. It is okay to provide your philosophies and beliefs regarding the question, but use evidence or scholarly support to enhance the justification and defense of your response. 

Excel Chapter 2 Hands-On Exercise – Townsend Mortgage Company 

Exp22_Excel_Ch02_HOE – Townsend Mortgage Company

Exp22 Excel Ch02 HOE – Townsend Mortgage Company

Project Description:

You are an assistant to Yui Matheson, a mortgage broker at the Townsend Mortgage Company. Yui spends days reviewing mortgage rates and trends, meeting with clients, and preparing paperwork. Yui relies on your expertise in using Excel to help analyze mortgage data. Today, Yui provided you with sample mortgage data: loan number, house cost, down payment, mortgage rate, and the length of the loan in years. She asked you to perform some basic calculations so that the output provided by her system can be checked to verify that it is calculating results correctly. You have also been tasked with calculating the amount financed, the periodic interest rate, the total number of payment periods, the percentage of the house cost financed, and the payoff year for each loan. In addition, you will calculate totals, averages, and other basic statistics. Furthermore, Yui asked you to complete another worksheet that uses functions to look up interest rates from a separate table, calculate the monthly payments, and determine how much (if any) the borrower will have to pay for private mortgage insurance (PMI).

Start Excel. Download and open   the file named Exp22_Excel_Ch02_HOE_Loans.xlsx.   Grader has automatically added your last name to the beginning of the   filename.

You would like to create a   formula to calculate the amount financed for each loan.
 

  Enter a formula in cell D8 to calculate the amount financed for the first   mortgage. Once completed, copy the formula down completing column D.

You would like to create a   formula to calculate the monthly interest rate per period for each loan.
 

  Enter in formula in cell F8 to calculate the monthly interest rate for the   first loan. Add the appropriate absolute cell reference for cell B5 and then   use the fill handle to copy the formula down completing column F.

You would like to calculate the   total number of payment periods for each loan. To complete the task, you will   use a mixed cell reference as an alternative to an absolute cell reference.
 

  Enter a formula in cell H8 to calculate the total number of payment periods   per loan. Use an appropriate mixed cell reference for cell B5 and then use   the fill handle to copy the formula down completing column H.

You would like to calculate the   total value of the homes being financed.
 

  Use AutoSum in cell B16 to calculate the total value of all homes sold.

You would like to calculate the   average value of all homes being purchased.
 

  Use AutoSum in cell B17 to calculate the average value of all homes being   purchased.

You would like to calculate the   median value of all homes being purchased.
 

  Enter a function in cell B18 to calculate the median value of all homes being   financed.

You would like to display the   cost of the least expensive home.
 

  Enter a function in cell B19 to display the value of the least expensive home   financed.

You would like to display the   value of the most expensive home financed.
 

  Enter a function in cell B20 to display the most expensive home financed.

You would like to determine the   total number of homes financed.
 

  Enter a function in cell B21 to count the total number of homes being   financed based on the values column B.

To complete your calculations   you will use the fill handle to copy the previously created functions.
 

  Use the fill handle to copy the functions in the range B16:B21 through the   range C16:D21.

You would like to test the   functions you created by editing one of the values in the worksheet.
 

  Edit the value in cell B9 to 425000. Note the results of the formulas are now updated.

It is a good practice to insert   the date in a worksheet containing financial information. You will use the   TODAY function to insert the current date in cell B4.
 

  Use the TODAY function to insert the current date in cell B4.

You would like to use a lookup   function on the Payment Info worksheet to determine the annual percentage   rate (APR) of homes financed based on the lookup table in the range D4:E6.
 

  Use the XLOOKUP function in cell G9 to determine the APR based on the years   financed in cell F9, lookup array in the range D4:D6, and return array in the   range E4:E6. Be sure to use the appropriate absolute cell referencing. Then   use the fill handle to copy the function down completing column G. 

Next you will calculate the   total payment for each mortgage financed.
 

  Use the PMT function in cell H9 to calculate the monthly payment based on the   APR in cell G9, years financed in cell F9, and amount financed in cell D9.   Ensure the final value is positive. Use the appropriate absolute cell   references and then copy the function down completing the column. 

For your last step you will   determine the monthly personal mortgage insurance (PMI) if applicable. Since   not all mortgages require PMI, you will use the IF function.
 

  Enter an IF function in cell I9 to determine the monthly PMI if applicable.   The mortgage requires PMI if the percent of down payment is less than 20%   (cell B7). If the mortgage requires PMI it is .38% of the amount financed. Be   sure to use the appropriate absolute cell references for the input values and   then use the fill handle to copy the function down completing the column.

Save and close Exp22_Excel_Ch02_HOE_Loans.xlsx. Exit   Excel. Submit the file as directed.

I need initial db post and responses to 2 of my classmates.

Topic 2: Importance of Cybersecurity

Do you think cybersecurity will be more important or less important in the future? Explain your answer.

Create a set of UML and Data Flow diagrams. 

Details on the Project:  Systems Diagrams Specifications v2.pdf 

 Create the following UML diagrams to visualize the process of completing the IT project from the previous exercise (providing IT services for a new building): 

• Use Case diagram • Activity diagram • Communications diagram • Data Flow diagram 

Assume the following basic processes: 1. Procurement of all resources. 2. Setup of PCs and network servers. 3. Deployment and Testing of resources to the IT Area/Office. 4. Deployment and Testing of resources to the Administrative Area. 5. Deployment and Testing of resources to the Conference Room. 6. Deployment and Testing of resources to the Meeting Room. 7. Deployment and Testing of resources to the Individual Offices. 8. Deployment and Testing of resources to the Computer Labs. 9. Testing of all Other Locations.

 • Create a Use Case diagram to show all actors and the basic processes above o Procurement, Setup, Deployment & testing of each major location. 

• Create an Activity diagram to show the deployment and testing of resources into the Computer Labs o Network connectivity testing requires interaction between the PC and Network Specialist o Projector connectivity testing requires interaction between the PC and AV Specialist. 

• Create a Communications diagram to show collaboration between the PC Specialist, the Network Specialist and the AV Specialist during deployment and testing of resources into the Computer Labs. o If network connectivity issues arise, the PC Specialist will communicate with the Network Specialist. o If projector connectivity issues arise, the PC Specialist will communicate with the AV Specialist. 

• Create a Data Flow diagram to show the Procurement of all resources, based on this additional information: o The PC Specialist enters all purchases into the Purchase Application system once the resources are purchased. o The PC Specialists closes all purchases in the Purchase Application system once the resources are received. 

When references and citations are included, you must apply and use the basic citation styles of APA. Do not claim credit for the words, ideas, and concepts of others. 

Use in-text citation and list the reference on your supporting source following APA’s style and formatting. 
Do not copy and past information or concepts from the Internet and claim it as your work. It will be considered Plagiarism and you will receive zero for your work.

 The following is an example of UML & Data Flow diagrams:  Systems Diagrams & Visualization Example.pdf 

Read “GE Bets on the Internet of Things and Big Data Analytics” (see attached)

Please use this strategy when you analyze a case:

1. Identify and write the main issues found discussed in the case (who, what, how, where and when (the critical facts in a case).
2. List all indicators (including stated “problems”) that something is not as expected or as desired.
3. Briefly analyze the issue with theories found in your textbook or other academic materials. Decide which ideas, models, and theories seem useful. Apply these conceptual tools to the situation. As new information is revealed, cycle back to sub steps a and b.
4. Identify the areas that need improvement (use theories from your textbook)
   • Specify and prioritize the criteria used to choose action alternatives.
   • Discover or invent feasible action alternatives.
   • Examine the probable consequences of action alternatives.
   • Select a course of action.
   • Design and implementation plan/schedule.
   • Create a plan for assessing the action to be implemented.
5. Conclusion (every paper should end with a strong conclusion or summary)

Review the below table. Suzie has an issue. She can either move to NY or FL and needs to review some data that her agent gave her. The agent reviewed house prices and crime ratings for houses that Suzie would be interested in based on her selection criteria. She wants to live in an area with lower crime but wants to know a few things:

she gave you some additional information that you need to consider:

•  She has $100,000 to put down for the house.
•  If she moves to NY she will have a job earning $120,000 per year.
•  If she moves to FL she will have a job earning $75,000 per year.
•  She wants to know the following:
  •  On average what location will she be able to pay off her house first based on average housing prices and income she will receive?
  •  Where should she move and why? Please show graphics and thoroughly explain your answer here based on the new information provided above.

creating report and ppt